FHA Closing Costs And Who Can Pay What

FHA Closing Costs and Fees!

frames yes

frames no

Note: If you want a further explanation of any fee,
click on it and you will be shown the "definition"!

(Then to return here, click on the "back" button on your browser)

*Typical Closing Costs and FHA Loan Fees	*Seller May Pay	Buyer May Pay
----------------------------------------	------------	------------
Origination Fee	Yes	Yes
Discount Points	Yes	Yes
Credit Report	Yes	Yes
Appraisal	Yes	Yes
Tax Service	Yes	No
Flood Certification	Yes	No
Document Preparation	Yes	No
Escrow Fee	Yes	Yes
Title Insurance	Yes	Yes
Alta Title Policy	Yes	Yes
Recording Fees	Yes	Yes
Notary Fees	Yes	Yes
Termite Report	Yes	No
Prepaid Interest	Yes	Yes
Insurance Impound	Yes	Yes
Property Tax Impound	Yes	Yes

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If any of the items listed above with a "Yes" and in orange, are paid for by
the seller, the FHA considers these "Sales Concessions", and may result
in a dollar-for-dollar reduction in sales price before computing the mortgage
amount! Check with your lender BEFORE you sign or commit to anything!

*Any rules and/or policies can change without prior notice by the FHA

- Additional "FHA Loan" Pages -

MIP Introduction Page

Calculate a Max FHA Loan

Back to the "Financing" page